Pricing
Start free for the starting plan. Add Tax Pass when you need to fix a tax issue. Upgrade to Seedli Plus when the whole household plan needs to stay live.
Free tax calculators
Use the focused ANI, Child Benefit, and salary sacrifice calculators first. They answer the threshold question quickly, then carry the draft into the wider tax planner when you need scenarios, filing support, or a fuller payslip view.
Check whether pay, bonus, pension, or Gift Aid is pushing you into threshold taper zones.
Open free calculatorEstimate the household charge and see how much ANI reduction would change it.
Open free calculatorTest one of the cleanest payroll fixes before you pay for deeper tax planning.
Open free calculatorNeed the broader planner instead? Start with the free tax and payslip tool or browse the full free tools directory.
Plan
£0
Everything you need to start
Start free when you need a clear starting plan for pay, tax, budget, and net worth.
Plan
£4.99 one-off
60-day access
Use Tax Pass when you need to fix a tax problem, not just inspect it.
Plan
£2.49/mo
or £24.99/yr
Use Seedli Plus when tax, budget, and household planning need to stay connected all year.
Money-back guarantee
If Seedli doesn't uncover at least £24.99 in tax efficiencies, your first year is on us.
Compare Plans
| Feature | Seedli Free | Tax Pass | Seedli Plus |
|---|---|---|---|
| Price | £0 | £4.99 one-off | £2.49/mo or £24.99/yr |
| Access model | Always on | 60 days from purchase | Always on while active |
| Workspace members | 1 member | 1 member | Up to 2 members |
| 60% trap and ANI planning | Baseline read only | Deep scenario testing | Always-on scenario testing |
| Child Benefit clawback planning | Exposure check | Contribution fix modelling | Always-on household tracking |
| January tax-bill planning | Basic signals | Reserve and compression planning | Always-on reserve planning |
| Budget and surplus routing | Manual setup only | Manual with deeper tax context | Shared ongoing optimisation |
| Next-best-action guidance | Not included | Included | Included |
| Household collaboration | Solo only | Solo tax sprint | Shared household plan |
| Filing support | Not included | Included during Tax Pass | Included year round |
| Scenario SandboxPreview | Preview only | Premium in Tax Pass window | Always on |
| Best fit | Getting the starting plan right | Fixing a tax issue this season | Running the household plan all year |
What Seedli Delivers Today
Private by default with no forced bank links.
Shared workspace with clear personal ownership.
Signal-first guidance, not noisy dashboards.
Who this helps
What this helps you decide
Use it when you need the baseline, the first threshold read, and the initial monthly or balance-sheet picture.
Use it when the main job is correcting HICBC exposure, the £100k trap, or another time-bound tax issue.
Use it when tax, budget, and net worth need to stay connected for the household across the year.
If the free answer is enough, stay free. If the deeper workflow clearly saves time, money, or friction, that is the right point to pay.
Common questions
Seedli Free includes the focused public calculators and the starting planning workflows for tax, budget, and net worth. The paid plans are for deeper execution, scenario work, and ongoing household planning.
Tax Pass is the sensible upgrade when you already know there is a tax problem to fix, such as the 60% trap, Child Benefit charge exposure, or a filing deadline that needs a cleaner action plan.
Seedli Plus keeps the broader household plan live across tax, budget, and net worth. It is designed for ongoing planning rather than one-off calculator checks.
Yes. The intended path is to start with the free answer first, save the baseline, and only pay when the deeper workflow is clearly useful.
Related calculators
Use this when the main question is whether a salary or bonus change is pushing ANI into a taper zone.
Use this when the problem is household HICBC exposure rather than general pricing or product fit.
Use this when you need the payroll comparison before deciding whether the paid tax workflow is worth it.
Browse the wider free entry points for tax, budget, and net worth before making a plan choice.
Save this setup in Seedli
Helpful guides
These pages help people understand the tax problem before they decide whether the free tools are enough or a paid workflow is justified.
Use one pay run as a starting point, then see which deductions and adjustments matter before you rely on the ANI result.
See how far ANI is above £100,000, how much Personal Allowance is at risk, and which reductions would clear the taper.
Check the grossed-up donation effect and why Gift Aid can be useful near Child Benefit or Personal Allowance thresholds.
Understand the trade-off between receiving the payment, paying the charge, and keeping National Insurance credits in the household.
Compare two common pension funding routes and see why the take-home cost can differ even when ANI does not.
Check how extra pension funding changes ANI, take-home, and the distance to HICBC or the £100k taper.
See how plan thresholds affect take-home and why student loan changes matter when testing salary sacrifice or pay rises.
See why Gift Aid can be part of the fix when ANI has drifted into the personal allowance taper band.
Separate claimant, higher earner, and household cashflow so the Child Benefit decision is based on the right person.
Compare the main pension funding routes when ANI, NI, and payroll efficiency all matter at once.
Get instant access to core planning tools, then upgrade only when you need deeper tax or household workflows.
Create free accountPlanning estimates only. Always confirm final tax figures with HMRC or a qualified accountant.
