Pricing
Free tools give you the numbers. Tax Pass helps you explore a tax decision. Plus adds ongoing planning across tax, spending and wealth. Compare what is included below.
Plan
£0
Everything you need to start
Start free when you need a clear starting plan for pay, tax, budget, and net worth.
Plan
£4.99 one-off
60-day access
Use Tax Pass when you need to fix a tax problem, not just inspect it.
Plan
£2.49/mo
or £24.99/yr
Use Seedli Plus when tax, budget, and household planning need to stay connected all year.
Money-back guarantee
If Seedli doesn't uncover at least £24.99 in tax efficiencies, your first year is on us.
Why upgrade
The free tools should answer the immediate question. Paid Seedli should earn its place when the next step needs timing, saved decisions, or a joined-up household plan.
Upgrade trigger
If the answer changes what you do next payday, this is no longer just a calculator problem.
Free calculators show the gap. Premium turns that gap into a monthly salary sacrifice, pension, or Gift Aid plan before the tax year closes.
Use the tax plannerBudget, tax, and net worth stay connected so spare cash can be ranked between ISA, pension, debt, reserves, and household buffer moves.
Open budget plannerSelf Assessment, Child Benefit, bonus periods, and payments on account stay in one reserve path instead of appearing as isolated surprises.
Review tax reserveThe saved baseline becomes the starting point for scenarios, reminders, and returning-session dashboard actions.
Save a baselineStart with ANI, Child Benefit, salary sacrifice, or the wider free tools directory before thinking about payment.
Browse free toolsUse Tax Pass when the problem is time-bound and you need scenario work or filing support rather than another calculator.
Jump to Tax PassUse Seedli Plus when tax, budget, and net worth need to stay connected across the year for the household.
Jump to Seedli PlusFree tax calculators
These are the strongest first stops when the live problem is still a number: ANI, household Child Benefit charge, or the trade-off on salary sacrifice. Open the paid plan only after the free read has already shown what needs fixing.
Check whether pay, bonus, pension, or Gift Aid is pushing you into threshold taper zones.
Open free calculatorEstimate the household charge and see how much ANI reduction would change it.
Open free calculatorTest one of the cleanest payroll fixes before you pay for deeper tax planning.
Open free calculatorNeed the broader planner instead? Start with the free tax and payslip tool or browse the full free tools directory.
What Seedli Delivers Today
Private by default with no forced bank links.
Shared workspace with clear personal ownership.
Signal-first guidance, not noisy dashboards.
Compare plans
Most people can choose from the route cards and plan summaries above. Use this table when you want the exact feature-by-feature comparison.
| Feature | Seedli Free | Tax Pass | Seedli Plus |
|---|---|---|---|
| Price | £0 | £4.99 one-off | £2.49/mo or £24.99/yr |
| Access model | Always on | 60 days from purchase | Always on while active |
| Workspace members | 1 member | 1 member | Up to 2 members |
| 60% trap and ANI planning | One saved pension or Gift Aid comparison | Deep scenario testing | Always-on scenario testing |
| Child Benefit clawback planning | Check the charge and compare an extra payment | Contribution fix modelling | Always-on household tracking |
| January tax-bill planning | Basic signals | Reserve and compression planning | Always-on reserve planning |
| Budget and surplus routing | Manual setup only | Manual with deeper tax context | Shared ongoing optimisation |
| Next-best-action guidance | Not included | Included | Included |
| Household collaboration | Solo only | Solo tax sprint | Shared household plan |
| Filing support | Not included | Included during Tax Pass | Included year round |
| Scenario SandboxPreview | Preview only | Premium in Tax Pass window | Always on |
| Best fit | Getting the starting plan right | Fixing a tax issue this season | Running the household plan all year |
Who this helps
What this helps you decide
Use it when you need the baseline, the first threshold read, and the initial monthly or balance-sheet picture.
Use it when the main job is correcting HICBC exposure, the £100k trap, or another time-bound tax issue.
Use it when tax, budget, and net worth need to stay connected for the household across the year.
If the free answer is enough, stay free. If the deeper workflow clearly saves time, money, or friction, that is the right point to pay.
Common questions
Seedli Free includes the focused public calculators and the starting planning workflows for tax, budget, and net worth. The paid plans are for deeper execution, scenario work, and ongoing household planning.
Tax Pass is the sensible upgrade when you already know there is a tax problem to fix, such as the 60% trap, Child Benefit charge exposure, or a filing deadline that needs a cleaner action plan.
Seedli Plus keeps the broader household plan live across tax, budget, and net worth. It is designed for ongoing planning rather than one-off calculator checks.
Yes. The intended path is to start with the free answer first, save the baseline, and only pay when the deeper workflow is clearly useful.
Related calculators
Use this when the main question is whether a salary or bonus change is pushing ANI into a taper zone.
Use this when the problem is household HICBC exposure rather than general pricing or product fit.
Use this when you need the payroll comparison before deciding whether the paid tax workflow is worth it.
Browse the wider free entry points for tax, budget, and net worth before making a plan choice.
Save this setup in Seedli
Get instant access to core planning tools, then upgrade only when you need deeper tax or household workflows.
Create free accountPlanning estimates only. Always confirm final tax figures with HMRC or a qualified accountant.
